Republic Bank Ghana Ltd

Republic Bank (Ghana) Limited formerly, HFC Bank (Ghana) Limited is a subsidiary of Republic Financial Holdings Limited (RFHL) of Trinidad & Tobago. Republic Bank is a leading Universal Banking Institution in Ghana and arguably the most diversified Financial Institution.

With our history of Home Finance Company in Ghana, we have been very instrumental in the development of the mortgage industry in Ghana and continue to be the number one home loan provider in the country.

We have supported many Ghanaians both home and abroad to own their homes. We understand that Banking is not a repeat purchase of our services by our customers but as a development process where we provide services by appreciating our customers’ needs and building deeper and more effective customer relationships. Having this as the thrust of our business, we provide innovative products that cut across our varied customer base.

As a Bank that believes in building successful Communities, Republic Bank Ghana engages in a number of community engagement initiatives. We, therefore, ensure that as we work to deliver sustainable growth and shareholder value, we also contribute to the wider community by being a responsible corporate citizen, a Bank with a heart, and an employer of choice Our highly skilled and professional staff remain committed to making our customers the centre of our business by delivering superior customer services at every point in time.

Our Parent Company, RFHL -introduced below - is the largest and most profitable Independent Bank in the English-speaking Caribbean, having served the region for over 180 years. As of the end of the 2017 financial year, the total asset of the Group stood at $68.9 billion. The Group is rated BBB+ by the Standard and Poor’s. Republic Financial Holdings Limited (RFHL) has played a significant role in the Oil and Gas sector in Trinidad and Tobago particularly in developing local content.

About Republic Bank Ghana

Republic Bank Ghana is a leading Universal Banking Institution in Ghana and arguably the most diversified Financial Institution.

Services 

As a one-stop Financial Institution, Republic Bank Ghana services include:

• Corporate banking
• Commercial banking
• Retail Banking
• Investment Banking
• Mortgage Banking
• Micro Finance.

With our history of Home Finance Company in Ghana, we have been very instrumental in the development of the mortgage industry in Ghana and continue to be the number one home loan provider in the country. We have supported many Ghanaians both home and abroad to own their homes.

We understand that Banking is not a repeat purchase of our services by our customers but as a development process where Republic Bank Ghana provide services by appreciating our customers’ needs and building deeper and more effective customer relationships. Having this as the thrust of our business, we provide innovative products that cut across our varied customer base.

As a Bank that believes in building successful Communities, Republic Bank Ghana engages in a number of community engagement initiatives. We, therefore, ensure that as we work to deliver sustainable growth and shareholder value, we also contribute to the wider community by being a responsible corporate citizen, a Bank with a heart, and an employer of choice.

Our highly skilled and professional staff remain committed to making our customers the center of our business by delivering superior customer services at every point in time.

Products

Republic bank Ghana products include:

1. Loans

• • Rent Advance Loan
  • Auto Loan
  • Mortgage
  • Personal Loans
  • Loyalty Credit & Loan
  • Employer Assisted Loan

2. Corporate Banking

• • 55 Plus Account
  • HomeSave Plus Account
  • Fixed Deposit Account
  • Retail Finance Product
  • Enidaso Account

3. Savings

• • Brainy Child Account
  • Smart Save Account,
  • I Do Account
  • Premium Savers Account
  • Susu Plus Account

4. Institutional Banking

• • Our Institutional Banking Team is responsible for developing, sustaining, and managing banking relations.

5. Private Banking

• • Adeshie Current Account
  • Adeshie Silver Standard Loan
  • Adeshie Safe Custody Deposit Services

6. Mortgage Banking

• • Mortgage Application Requirements/Check List,
  • Home Equity Mortgage (HEM)

Republic Financial Holdings Limited (RFHL)

Our Parent Company, RFHL is the largest and most profitable Independent Bank in the English-speaking Caribbean, having served the region for over 180 years.

Republic Financial Holdings Limited (RFHL) is the registered owner of all of the Banks in the Republic Group –

• • Republic Bank Limited
  • Republic Bank (Guyana) Limited
  • Republic Bank (Barbados) Limited
  • Republic Bank (Grenada) Limited
  • Republic Bank (Suriname) N.V.
  • Republic Bank (Ghana) Limited
  • Republic Bank (BVI) Limited
  • Republic Bank (Cayman) Limited
  • Cayman National Corporation
  • Republic Bank (EC) Limited
  • Republic Bank (Anguilla) Limited
  • Republic Bank (St. Maarten) N.V., and other subsidiaries.

In keeping with international best practice, this holding company was formed with the aim of offering increased operational efficiencies and optimum management of the Republic Group; ultimately leading to greater value for our shareholders and clients while enabling greater strategic focus and diversification.

As of the end of the 2020 financial year, the total asset of the Group stood at $15.563 billion. Republic Financial Holdings Limited (RFHL) has played a significant role in the Oil and Gas sector in Trinidad and Tobago particularly in developing local content.

Republic Bank Ghana Head Office

Ebankese, No. 35, Sixth Avenue, North Ridge, Accra